My Debt Navigator and My Tool Box Pro are separate companies, operating independently and bearing no liability for each other’s services or outcomes. While My Tool Box Pro is the preferred technology and CRM provider, ambassadors and affiliates are not required to use their services. As a courtesy, My Debt Navigator has waived both the one-time setup fee for a customized landing page and the $98/month subscription fee for the first 12 months for all active ambassadors. This waiver is available only to new incoming ambassadors/affiliates and does not apply to returning ambassadors, downgraded affiliates, or reinstated memberships. Those returning or reinstating after a downgrade will be responsible for all applicable setup and subscription charges. My Tool Box Pro Terms and Conditions At this time, there are four levels of service options for ambassadors/affiliates: Basic, Elite, Prestige, and Agency. Each level has a monthly charge, with the Basic level charges waived as described above for the first 12 months. Nonpayment will result in a 3-day grace period to settle the account; after this period, all benefits will be revoked, and a new setup fee will apply if services need to be reactivated. If an ambassador or affiliate chooses to downgrade their service level, any future upgrades will also require a new setup fee. Refunds are not available after 5 business days of service activation. Ambassadors and affiliates are responsible for addressing any technology-related questions or issues directly to our support team at [email protected]. All waivers, benefits, and offers are non-transferable and apply exclusively during the specified period. Downgrading, reinstating, or failure to remain in active status will result in the forfeiture of waived fees and benefits. By agreeing to these terms, ambassadors and affiliates acknowledge their responsibility for maintaining their accounts and services in good standing. These terms are designed to ensure fair and consistent application for all participants.